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People with No-Claims Certificate in Abu Dhabi

At Aqeed, we are all about Data. We have analyzed the percentage of people who quoted their car insurance in Dubai city and noticed that 55.3% have a No-Claims Certificate for 1 year or plus, whereas 44.6% are claim-free but have no proof.

*The data are extracted solely from Aqeed
*The data represent a sample of the population in Abu Dhabi
Tip

Tip

A No-Claims Certificate is essential, as it proves you have been claim-free for a specified period, which gets you a no-claims discount on your policy renewal. For every year you renew your policy without claiming your discount can accumulate to reach up to 20% after 3 years.

Trick

Trick

Make sure to ask your previous insurance company to give you your No-Claims Certificate and enjoy the same coverage for a little less

The top 6 cars quoted online in Abu Dhabi

Discover the uppermost vehicles with online car insurance in Abu Dhabi city. In the graph below, the number 1 car quoted online is Nissan Altima, an everyday classic with a success story. Toyota Corolla, the best-selling car in the world wins 2 spots whereas the number 6 car with insurance estimated online is the Honda Accord, an exciting engine with improved safety technology.

*The data are extracted solely from Aqeed
*The data represent a sample of the population in Abu Dhabi
Tip

Tip

Remember that car insurance is mandatory in Abu Dhabi, and we advise you not to drive without it.

Trick

Trick

To avoid steep fines and the risk of losing your driving license, get a free quotation in minutes from Aqeed by comparing and buying car insurance that suits your budget. Get a Free Quote in less than 2 minutes!

Introduction to Insurance

Why do you need car insurance in Abu Dhabi?

Let's start with by saying that car insurance is obligatory In Abu Dhabi. There are different levels of cover: the minimum coverage required is a third-party insurance which enables you to repair the damages of the other person involved in the accident; and comprehensive insurance cover which brings you more coverage advantages for any loss or damage to yourself or your vehicle. It is recommended you protect yourself with auto insurance to stay away from financial or driving penalties. Also, car insurance in Abu Dhabi has options that will assist you in incidents that you do not anticipate such as: a car accident far from home, car towing in between meetings, car breakdown in a busy day so you can have total peace of mind. Search for online insurance companies in Abu Dhabi that display a wide variety of insurance plans and explore your options from several insurance providers. This option helps you choose the coverage that suits your vehicle and budget best, so you can always have the best driving experience.

What are the benefits of buying car insurance online in Abu Dhabi?

In a world where insurance and its overly detailed policy clauses can be ambiguous enough, we find ourselves in need of clarity and transparency. Technology is finding its way, especially through car insurance in Abu Dhabi. How? Digital car insurance agents are displaying a variety of insurance companies in Abu Dhabi on their platform. This process helps you explore your options by comparing many insurance quotes in one place, thus choosing the one that your car and budget want most. Abu Dhabi national insurance companies can be found on platforms such as ours for you to choose a car insurance coverage without any misleading opinions.  You can browse a range of options that cover aspects such as personal accident, personal injury, roadside assistance and party liability, as well as providers that offer 24 hour assistance.  Compare car insurance online and opt for third-party coverage which is a cheaper car insurance option or go for comprehensive insurance which offers more convenience at a higher rate. Say goodbye to outdated car insurance in Abu Dhabi and say hello to: digital documents, a smooth and fast process, clarity of repair coverage, a user-friendly platform designed to help people with zero insurance knowledge, live chat for extra assistance and cashless transactions...or not! 

What are the types of car insurance we offer in Abu Dhabi?

We offer 2 types of motor insurance through the best car insurance companies in Abu Dhabi:

Third-party insurance:

  • Required by law to every driver in Abu Dhabi
  • Protects the third-party injury or property
  • Doesn’t repair your own damage in the accident
  • Cheapest car insurance type
  • Quotes findable through all car insurance companies in Abu Dhabi

Comprehensive policy insurance:

  • Protects your vehicle against many types of damages and pays the damages to the third-party in case of unfortunate mishaps.
  • More expensive auto insurance type
  • Offers extensive coverage benefits such as man-made and natural disasters

What documents are needed to have car insurance in Abu Dhabi?

Insurance companies in Abu Dhabi require many documents to offer you car insurance quotes online. Your vehicle or insurance situation dictates the required records:

 

Normal car insurance renewal in Abu Dhabi:

  • Emirates ID
  • Driving License
  • Car Registration Card

Brand-new Motor Insurance in Abu Dhabi:

  • Emirates ID
  • Driving License
  • Showroom Quotation
  • Bank Approval Letter (If bank financed)

Insurance for second hand cars in Abu Dhabi:

  • Emirates ID
  • Driving License
  • Owner’s previous Registration Card or Possession Certificate or Transfer Certificate
  • Car Photos
  • Passing Certificate of vehicle check

If Abu Dhabi car insurance has expired:

  • Emirates ID
  • Driving License
  • Car registration
  • Passing certificate of vehicle check
  • Dated Car Photos
  • A Physical survey, known as a car inspection done by the insurance company is also needed if the auto insurance has been expired for more than 1 month

 

Switching from third-party car insurance to comprehensive car insurance in Abu Dhabi:

  • Emirates ID
  • Driving License
  • Car registration
  • Physical Inspection from the insurance company. In some cases, no physical inspection is needed if car photos and passing certificate are presented

For comprehensive car insurance in Abu Dhabi:

  • Emirates ID
  • Driving License
  • Car registration
  • Passing certificate of vehicle check

For agency repair:

  • Emirates ID
  • Driving License
  • Car registration
  • Proof of no claim certificate. (in case it is your third year of agency repair, you will need to present your last year’s policy schedule.)

What is the process of buying a car insurance in Abu Dhabi through Aqeed?

At Aqeed, our main purpose is to redefine your insurance purchase. Car insurance is often seen as complicated; therefore, our mission is to change your perception and make your transaction convenient and easy to understand. We are a digital insurance agent who wants you to comprehend every step of your purchase of car insurance in Abu Dhabi

Much like car insurance companies in Dubai, your Abu Dhabi car insurance journey starts by answering some questions about yourself and your vehicle. This information is required from insurance companies in Abu Dhabi in order to offer you suitable quotes to meet your conditions.

Following that, you can see all the auto insurance quotes in Abu Dhabi and compare the car insurance quotes that are the most suitable for your budget. Once your policy is chosen, upload the required documents and insert your payment details, which are only used as an authorization on your debit or credit card.

In the meantime, our internal insurance experts review your documents. In case of car value mismatch, age issue, tariff mismatch or invalidity of documents, your records will be sent to the selected Abu Dhabi insurance company.

Aqeed issues your policy and debits your card only after your records are approved.  It is also okay to change your mind and cancel your auto insurance policy. Here are your options:

  • We took an authorization on your card, but the policy has not been issued yet: we will simply cancel the order and void the authorization, there is no cancellation fee.
  • Your car insurance policy has been issued and you have proceeded with the payment, however, you have not registered the policy with your card: you get a full refund, but certain insurers might charge a small cancellation fee.
  • Your car insurance policy has been paid for, issued and used for a period: you receive a partial refund, the exact amount depends on the insurer providers. The processing will take 2-3 weeks and any discounts provided will be deducted from the partial refund amount. Note that the partial refund is only applicable if there was no claims on the policy

What are you waiting for? Compare quotes now and explore your options!

Who are our car insurance partners in Abu Dhabi?

We work with top tier partners in order to provide a range of the best car insurance in Abu Dhabi on our platform. Below are a few insights on each of our insurance partners:

Oman Insurance:

Oman Insurance Company (PSC) is one of the leading insurance solutions providers in the Middle East.  Established in 1975, the company is rated ‘A Excellent’ by AM Best and ‘A- Stable’ by Standard & Poor's, supported by leading reinsurers like Swiss Re, Munich Re, Allianz and Arig.

Oman Insurance Abu Dhabi practices true customer-focused service through its quality products, often going that extra mile to tailor make special covers based on specific customer needs. To achieve this end, it has employed qualified and experienced professionals who are specialists in the exact type of car insurance that you need.

Orient Insurance:

Orient Insurance Company commenced operations in 1982 as a part of the reputed Al-Futtaim Group and is now counted among the leaders in the UAE insurance market.

The Company is also accredited with ISO 9001 Quality Management Certification and has secured two ratings ‘A Excellent’ by A M Best and ‘A’ by Standard & Poor’s.

Orient Insurance Abu Dhabi is a customer-oriented insurer with over 34 years of experience in the UAE insurance market. The Company fully understands the customers' needs and is geared to provide innovative risk solutions to their entire satisfaction.

               

Watania Insurance

Founded in 2011, Watania is an initiative of Abu Dhabi National Insurance Company, Abu Dhabi National Islamic Finance, Abu Dhabi National Energy Company and Aldar Properties.

Watania Insurance Abu Dhabi operates using the wakala model, an Islamic financial product/service structured in a way that several participants share specific types of risks on a cooperative basis. When it comes to your car insurance needs in Abu Dhabi Watania Insurance embodies the values of integrity, reliability, loyalty, excellence, fairness, transparency, innovation and customer-centricity.

Union Insurance

Union Insurance was created in 1998 with a capital of over AED 330 million and is listed on the Abu Dhabi Securities Exchange.

Union Insurance Abu Dhabi offers standard and customized policies that help individuals, companies of all sizes and government entities to obtain cost-effective insurance. The company’s highly experienced professionals also provide services such as risk assessment and gap analysis of insurance coverage.

Adamjee Insurance

Adamjee Insurance Company Limited (AICL) is one of Pakistan’s largest general insurance companies and it is now available in the UAE Adamjee Insurance Abu Dhabi offers a competitive advantage that it has achieved through a combination of having significant paid-up capital and reserves, and a diversiļ¬ed business portfolio.

Dubai Insurance

Dubai Insurance Company was the first insurance company to be formed in Dubai by Decree of His Highness, Sheikh Rashid Al Maktoum in 1970. and today it remains among the top performers in terms of underwriting profitability.

In fact, Dubai Insurance has been assigned a Financial Strength Rating of A - with a Stable Outlook by AM Best.

Dubai Insurance Abu Dhabi is partnered with major international reinsurers to offer clients the solutions they need for all their risk management needs. Some of these reinsurers include France’s SCOR, Germany’s Hanover Re and CCR, Partner Re, and others.

Al Wathba Insurance

Al Wathba Insurance is rated BBB by S&P Global Ratings. It has a solid capital base of AED 207 million and over 20 years’ experience in serving the UAE insurance market. Al Wathba Insurance Abu Dhabi offers customers first class values of professionalism, reliability, integrity, determination, and excellence in everything they do.

I-insured Insurance

The core values of I-Insured are teamwork, integrity, and excellence. The holding group, QIC (Qatar Insurance Company), was established in 1964 and the Abu Dhabi branch was established in 2002. By 2006, it had reached one billion QAR in premium income. I-Insured Insurance Abu Dhabi is committed to providing the highest levels of customer service for all your car insurance needs.

Qatar General Insurance

As one of the leading insurances and reinsurance companies in the region, Qatar General Insurance has stood out for its insurance solutions. Through specialized expertise, individualized customer service, and relations as well as innovative approaches, QCIRCO takes pride in providing conventional and Islamic Insurance to individuals, families, and businesses.

 

Qatar General Insurance Abu Dhabi also strives to continually enhance customer experiences, by always innovating processes and delivering the best customer services. Not only does this make it easier for customers are all types to understand and manage their risks, but it also builds a bond like no other.

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