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Whether you are required by your bank or building society, or simply, you would like ease of mind to protect your building from any unforeseen circumstances, Home Insurance will cover the structure of your home as well as any permanent fixtures and fittings, such as your bedroom, kitchen and bathroom from losses or damages that arise from unforeseen circumstances.
If you are renting, then Home insurance is the responsibility of your landlord. But wait, what about my belongigs and content of the house. Well, that is all on you. In that case, you will need contents cover to protect your belongigs within your house against theft and damage due to, subsidence, flood, storms, and fire.
Inform the Insurance company about the claim
Provide them with the relevant information regarding the damage that has been caused
Insurance company verifies claim request
Sends claims surveyor
Once the claim is validated, you will receive the reimbursement